Running low on cash to complete shopping for Christmas Gifts for your children, and hoping that you’ll have income to pick up the last minute Christmas gifts you need?

Many things in life that are Free are overlooked or ignored. As people of habit we tend to do the same things over and over again. We shop at the same stores. We buy the same products. We shop out of need rather than planning. We are in a rush and shop without taking advantage of bargains and sales.

At the grocery store we shop for what is in our heads or on the shopping list after work, and then go home and prepare dinner. We ignore the free weekly sales brochure at the entrance of the store. We buy the same brand name of soup without comparing prices of soups in the same area. We buy bread and mayonnaise for sandwiches that will go with the soup.

So what did you miss? You missed a lot of savings that would provide you with EXTRA Income for shopping for Christmas gifts. If you would have picked up the weekly sales brochure at the entrance, you might have seen that Campbell’s Chucky Soup was on sale?-.Buy 2 Get 3 Free. So instead of buying your regular brand of soup at approximately the same price with no sale you could have SAVED Funds.

You also may have found that instead of the loaf of bread that you normally purchase which was not on sale, you could have purchased a Brownberry 100% Wheat Bread and got ONE FREE (this also is a healthy made bread). As for the Mayonnaise, you could have just grabbed any jar including Hellman’s. You overlooked the fact that one of the jars of Hellman?¡¥s offered for the same price included “FREE 33% More mayonnaise” ?-10 ounces for free.

Hopefully when you shop you carry the store’s loyalty card that not only provides you with additional savings on other products throughout the store, but provides savings to you and your wallet on every visit. There was also a page of grocery breakfast items that were on sale and adding another $1.00 off each product when you bought any five of these named products for an additional savings of $5.00.

On Mondays, Dominicks/Safeway offers a rotisserie chicken for $5.00 and on Friday a pizza with one additional topping for $6.99 (you can even call and order it in advance, and have it ready when you arrive). This means more savings each time you shop with your loyalty card and that saved cash can keep you shopping for your last minute Christmas gifts.

If you really took advantage of the sales on the soup, the bread, and the breakfast items by buying in bulk, you saved income not only this trip but also on your future grocery trips. On a recent trip to Dominicks/Safeway I took advantage of these sales, and filled my cupboard with 10 cans of soup (6 free) and 4 loaves of bread for my freezer and 5 breakfast items that included juice, sausages, coffee. Before swiping my loyalty card at the cash register, the total was $53.01. After swiping the card, the total was $19.62 which represented a savings of 63%. Dollar wise the savings amounted to $33.39.

Remember the Christmas gifts for your children or last minute Christmas gifts needed to be purchased. This savings of $33.39 might make the difference for you and your loved ones. Feel free to take advantage of one of my many suggestions on how to save income this Christmas Shopping Season, and enjoy a good hot cup of coffee with toast and sausages for breakfast, and soup and a sandwich for lunch knowing that you got everyone on your list a personalized Christmas gift.

In your wedding, you give gifts and you receive gifts. Always remember these wise words of Seneca, an ancient Roman Stoic philosopher:

“We should give as we would receive, cheerfully, quickly, and without hesitation; for there is no grace in a benefit that sticks to the fingers.”

How you can Choose Groomsman Gifts

Your choice of groomsman gifts depends on many factors. However, these gifts should be the sole domain of the groom since in no way should your “blushing bride signature” be found on the items.

However, you can assist your groom in choosing his groomsman gifts. Here are some ideas to be helpful instead of intrusive:

* If you are also friends with the groomsmen, you can help the groom decide on the best groomsman gifts to reflect both his personality and those of the groomsmen. Just suggest based on what you think is best but never cross the line of actually insisting otherwise.

* You can direct your groom to stores and online sites where he can source out possible ideas for his groomsman gifts. Often, your man will need just a little push in the right direction and then you should trust him to make the right decisions. After all, he did make the right decision to marry you, didn’t he?

* If he appears to be going beyond the budget, you can gently remind him that there are imaginative ways to express his appreciation even on a tight budget. You can consider your gentle persuasion as practice negotiation for marriage!

The way to Choose Bridesmaid Gifts

Unlike the groomsman gifts, you have full control over the bridesmaid gifts. Here are some useful tips in this area:

* You should opt for useful items that can be used during the wedding ceremony and after it. For example, you can opt for jewelry and accessories to accent the bridesmaids’ dresses. Or you can give everyday items like scarves, purses, vanity cases, make-up kits, and perfumes.

* You should consider the personality of the bridesmaid. It is not necessary that every bridesmaid have the same engraved item; you can give varying items of the same amount to reflect the unique personalities of the bridesmaids. Consider how you felt when you were a bridesmaid receiving an item the bride knew you could not care less about.

Wedding Gifts

Unfortunately, you really do not have much control on the wedding gifts you will receive. Although you can enroll in a wedding registry, your guests still have the final say on the gifts they will present you with. However, you do have control over the theft of your wedding gifts. You can prevent these by:

* Having all your gifts sent directly to your house or to your parents’ house. This is the accepted way anyway so you will not have much trouble in this area.

* Foregoing a gift table. Sometimes, cash gifts are presented during the reception. You can table-hop to get these gifts instead of putting them on a gift table.

* Asking gate crashers to leave. Only movies romanticize wedding crashers but reality does bite (and steal).

* Buying a wedding insurance. Your stolen wedding gifts will be covered by insurance as long as the theft is reported right away.

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